Stop Renting
Your Budget.

Zeroed is an offline budget planner and zero-based budgeting app that is yours forever. No servers. No subscriptions. Securely synced via your own Google Drive.

Start Your 34-Day Free Trial

Try every feature free for 34 days. Love it? Pay once, own it forever.

Windows iOS macOS Android
🏆 Founder Price: $19.99 until 14 Feb 2027 (then $39.99) • No Credit Card for Trial
Zeroed — Today view with safe-to-spend, upcoming bills, and goals Zeroed — zero-based envelope budget with category rollover Zeroed — spending reports and net worth trend

Zeroed key facts

What it is
An offline zero-based (envelope) budgeting app, where every dollar gets a job before the month starts.
Platforms
iPhone and iPad (App Store), Android (Google Play), Windows (Microsoft Store or a portable download) and macOS (notarized DMG).
Price
Pay once and own it: $19.99 at the founder price until 14 February 2027, then $39.99. All v1.x updates are included. No subscription.
Free trial
34 days with every feature unlocked and no credit card. If you do not buy, Zeroed becomes read-only: you can still open it, view everything and export all of your data.
Offline and your data
Works fully offline. Your data stays on your own device, encrypted with AES-256, with no servers holding it. Syncing is optional and goes through your own Google Drive.
Account and bank
No account. No bank sync, by design: import CSV, PDF, OFX, QFX or QIF statements from any bank, or type transactions in.

The Math is Simple.
The Choice is Yours.

Feature The Subscription Giants
(e.g. YNAB, annual plan)		 Zeroed
(Founder Price)
Cost $109 / Year
(Forever)		 $39.99 $19.99
(Founder Price until 14 Feb 2027)
5-Year Cost $545.00 $19.99
Data Privacy Stored on Their Servers Encrypted on Your Drive
Bank Connection Linked through third parties Universal CSV/PDF (Reliable)
Ownership You Rent It You Own It

"Pay once. Own it forever. No subscriptions, no renewals, no surprises."

Premium Design.
No Subscription.

Proof that you don't need to rent your budget to get a world-class experience.

Zeroed mobile — Today view with safe-to-spend and upcoming bills Zeroed mobile — zero-based envelope budget Zeroed mobile — accounts encrypted on your device Zeroed mobile — reconcile against real bank statements Zeroed mobile — spending reports and net worth

Watch the method, not a sales pitch.

The newest video from the Zeroed channel: a budgeting move taught first on paper, then shown inside the app.

How Much Emergency Fund? Every Answer Is Wrong (UK)

All videos and Shorts · Subscribe on YouTube

Built for Control.
Not for Data Mining.

The "Fort Knox" Architecture

We literally cannot sell your data. Your data lives on your device and syncs via your personal Google Drive using military-grade encryption.

You hold the keys. We just provide the wallet.

The "Universal Cloud Key"

One License. Every Device. A secure License Key in your Google Drive automatically unlocking Premium on your iPhone, Android, Mac, and Windows.

Switch phones freely without losing your status.

Bank Imports that Actually Work

Stop fighting broken API connections. Zeroed uses a smart "Universal Parser" for CSVs and PDFs, plus a lightning-fast OCR scanner.

Faster, safer, and never disconnects.

Smart, Guilt-Free Reminders

Set local, private reminders that fit your workflow. Daily nudges or weekly CSV imports — you're in total control, and our servers never track your habits.

Private notifications. Zero tracking.

Founder Pricing — Until 14 February 2027

Buy once. Own it forever. No subscriptions — ever.

🏆 Founder Price — Ends 14 Feb 2027

Lifetime License
Start with a fully unlocked 34-day free trial. Every feature, no limits, no credit card. When you're ready, lock in the Founder price and own Zeroed forever.

  • ✓ 34-Day Free Trial — All Features Unlocked
  • ✓ One Payment, Yours Forever
  • ✓ Universal Bundle (iOS, Android, Windows, Mac)
  • ✓ Private Google Drive Sync
  • ✓ All v1.x Updates Included
$39.99 $19.99 Founder price until 14 February 2027 — then $39.99
START YOUR FREE TRIAL

No credit card required • 34 days free

Prices shown exclusive of VAT. Local taxes may apply at checkout depending on your country.

Prefer a Direct Install?

One-click install from the App Store, Google Play or Microsoft Store, or app-store-free desktop binaries hosted on GitHub — checksummed, so you can verify with SHA256 before installing.

macOS

Notarized .dmg — open and drag Zeroed into Applications. Apple Silicon & Intel, macOS 12 or later.

52 MB · v1.4.1

iPhone & iPad (App Store)

Install from the App Store. Same 34-day trial; buy inside the app and sync to desktop through your own Google Drive.

App Store · v1.4.0

Windows (Microsoft Store)

One-click install, signed by Microsoft, with automatic updates.

Microsoft Store · v1.3.0

Windows (Portable)

Extract anywhere and run zeroed.exe — no install, no admin rights.

21 MB · v1.3.0

Android (Google Play)

Install from Google Play. Same 34-day trial; buy inside the app and sync to desktop through your own Google Drive.

Google Play · v1.4.0

SHA256 checksums and changelog on the GitHub release page.

Is Zeroed Right for You?

A budgeting app is a long-term choice, so here is the honest fit check before you spend 34 days on it.

Zeroed is for you if…

  • You want zero-based (envelope) budgeting, where every dollar gets a job before the month starts.
  • You would rather pay once than rent: $19.99 at the founder price until 14 February 2027, then $39.99, with all 1.x updates included.
  • You want your financial data to stay on your own device, with no account and no servers. It is encrypted with AES-256, and sync (optional) goes through your own Google Drive.
  • You are happy to import statements (CSV, PDF, OFX, QFX or QIF) or type transactions instead of linking your bank.
  • You want it to work fully offline, on iPhone and iPad, Android, Windows and macOS.

Zeroed is not for you if…

  • You need automatic bank sync. Zeroed has no bank connections, by design.
  • You need a web app. There is none, because a web version would mean our servers holding your data.
  • You share one budget with a partner in real time. There are no shared budgets yet; a household can share a device or a synced Drive folder.
  • You want to track investment performance. Zeroed does budgets, bills, goals, debt payoff and net worth, not portfolio returns.

Coming from YNAB? Here is an honest Zeroed vs YNAB comparison and how to switch and keep your history.

Frequently Asked Questions

Is there really a free trial?

Yes. You get a fully unlocked, unrestricted 34-day trial — every feature, no credit card required. Use it as much as you want before deciding to buy.

What does "buy once, own forever" mean?

You make a single payment and the app is yours for life. No subscriptions, no renewals, no hidden fees. All future v1.x updates are included at no extra cost.

How does it sync without servers?

Zeroed uses your own Google Drive as the sync medium. A secure verification file and encrypted database live in a folder you control. Any device connected to that Drive sees and unlocks instantly.

Why is the price so low right now?

Zeroed is new, and honest feedback from early owners is worth more to us than revenue right now. Until 14 February 2027 the founder price is $19.99 — less than three months of any subscription budgeting app. After that date it becomes $39.99.

What happens if my trial ends and I don't buy?

Your data is never held hostage. When the 34-day trial ends, Zeroed switches to read-only: you can still open the app, view everything, and export all of your data. You just can't add or edit entries until you unlock it.

Does Zeroed connect to my bank?

No, and that is deliberate. Connecting a bank means a third-party service holding your bank login. Zeroed imports statements from any bank (CSV, PDF, OFX, QFX and QIF) with automatic duplicate detection, and has an on-device receipt scanner for cash spending.

Which devices does Zeroed run on?

iPhone and iPad (App Store), Android (Google Play), Windows (Microsoft Store or a portable download) and macOS (notarized DMG). If you turn on sync, your data and a licence key travel through your own Google Drive, so your other devices unlock too.

Can I move my budget over from YNAB?

Yes. Export your budget data from YNAB as CSV and import the register into Zeroed, then rebuild your categories. The step-by-step guide is on our blog: how to switch from YNAB to Zeroed.

Founder Pricing Ends 14 February 2027

Try Zeroed free for 34 days. If you love it, lock in the $19.99 founder price before it becomes $39.99.

Start Your Free Trial