Zeroed on YouTube

Envelope budgeting, explained

Every video from the Zeroed channel, playable here. Method first, app second: each one teaches a budgeting move, then shows the same move inside Zeroed.

Videos

How Much Emergency Fund? Every Answer Is Wrong (UK)

20 Sept 2026 · 3:36

Six months of expenses is the standard emergency fund advice. On £150 a month spare that is 45 months — and only if nothing goes wrong in the meantime.

Shorts

"When Are You Buying?" Four Years. Here Is the Working.

16 Oct 2026 · 1:53

Week Eleven of the Kitchen. Rewind.

16 Oct 2026 · 2:00

Four Good-Quarter Subscriptions, Paid in Every Quarter

16 Oct 2026 · 1:41

Two Payslips, £330 Apart. Budget the Lower One.

15 Oct 2026 · 1:58

Living Alone Cost Him £9,000 in Year One

15 Oct 2026 · 1:55

The £8,000 Quarter Is Worth £1,281

15 Oct 2026 · 2:04

Payday, Fifteen Minutes, Three Numbers

15 Oct 2026 · 1:45

Not "How Many Months". How Far Does It Fall?

14 Oct 2026 · 2:07

Same Income. One House Has a Teenager Budget.

14 Oct 2026 · 2:03

The Envelope Was Never the Fix (3/3)

14 Oct 2026 · 0:50

The Mortgage Rise They Practised Since October (2/3)

14 Oct 2026 · 0:44

March 1st: the Joint Account Is £179 Short (1/3)

14 Oct 2026 · 0:46

Her Room Costs £1,030, Not £780

14 Oct 2026 · 1:42

The Holiday Was £2,800. The Holiday Cost £4,200.

13 Oct 2026 · 2:00

One Envelope, £417 a Month, No Bad Weeks (3/3)

13 Oct 2026 · 0:50

Insurance Week. MOT Week. The Week the Tyre Went. (2/3)

13 Oct 2026 · 0:41

"What Do the Cars Cost?" Tom Says £389. (1/3)

13 Oct 2026 · 0:50

A Month Ahead Has a Date Now: March

13 Oct 2026 · 1:58

Sam's Lunch Is a Holiday

13 Oct 2026 · 1:38

Her Holiday Cost £6,300. The Trip Was £1,800.

12 Oct 2026 · 1:50

The £4.50 Argument

12 Oct 2026 · 1:46

The £312 Week After Christmas

12 Oct 2026 · 1:54

A Month Ahead Costs Them Less Than Half a Bonus

12 Oct 2026 · 1:33

The Moving Month Costs £2,570. The Rent Is the Easy Part.

11 Oct 2026 · 1:52

"We'll Manage" Is Not a Number. £6,720 Is.

11 Oct 2026 · 2:00

She Guessed £900. The Statement Said £1,640.

11 Oct 2026 · 1:53

Fourteen Subscriptions. Nobody Knows Who Signed Up for Four.

11 Oct 2026 · 1:36

Her Friend's Wedding Cost £480. She Has Three More.

10 Oct 2026 · 1:45

His Friends Think He Is the Rich One. Overdrawn Twice This Year.

10 Oct 2026 · 1:57

Their Credit Card Is at Zero for Eight Weeks a Year

10 Oct 2026 · 2:01

Two Cliffs, Six Months Apart

10 Oct 2026 · 1:37

Their Christmas Money Arrives in January

9 Oct 2026 · 1:55

Same £2,600. One Has a £650 Envelope.

9 Oct 2026 · 1:59

They Saw the University Bill Coming for a Year. It Still Went on the Card.

9 Oct 2026 · 1:47

Their Second-Biggest Bill Has Never Been Discussed

9 Oct 2026 · 1:36

Line 14 on Her Statement: £9.99, Forever

8 Oct 2026 · 1:40

£400 a Month, and He Found Out From the Statement

8 Oct 2026 · 1:53

The Second Car Is £510 a Month, Not £18,000

8 Oct 2026 · 2:05

Christmas Costs Them Three Months. It Still Surprises Them.

8 Oct 2026 · 1:29

£4,000 Lands Four Times a Year. Where Does It Go?

7 Oct 2026 · 1:51

They Earn £7,200 a Month. The Joint Account Ends on £81.

7 Oct 2026 · 2:09

Day 30 of Her First Budget: 52 / 41 / 6

7 Oct 2026 · 2:11

£14,000 Saved. A Year, She Thought.

7 Oct 2026 · 1:46

£616 a Month. They Would Say They Have No Debt.

6 Oct 2026 · 1:56

Same Pay. One Knows Where It Went.

6 Oct 2026 · 2:01

£2,000 of the Bonus Went Somewhere. Nobody Can Say Where.

6 Oct 2026 · 2:09

£2,000 a Month in Pay Rises. He Kept £70.

6 Oct 2026 · 1:34

Paid in Full. Still a Month Behind.

5 Oct 2026 · 1:56

Their Budget Is Wrong Every Month of the Year

5 Oct 2026 · 2:03

£80 More a Month Bought Her Three Days

5 Oct 2026 · 1:43

£14.99 a Month for an App She Never Opened

5 Oct 2026 · 1:36

Six Years of Tax Bills From Savings, Each One a Surprise

4 Oct 2026 · 1:59

Zeroed is the pay-once, offline envelope budgeting app the videos use. See the app · Subscribe on YouTube

Videos load from YouTube's privacy-enhanced player only when you press play. This is education about a budgeting method, not financial advice.